P&A World Venture
Effective Date: January 3, 2026
Last Updated: February 11, 2026


1. What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us improve user experience, analyze traffic, and provide relevant content.

This Cookie Policy applies to HOA-Now, operated by P&A World Venture.


2. Types of Cookies We Use

🔹 Essential Cookies

Necessary for website functionality, including:

  • Login authentication
  • Security features
  • Form submissions

These cannot be disabled.


🔹 Performance & Analytics Cookies

Help us understand how visitors use our site:

  • Page views
  • Traffic sources
  • User behavior patterns

Examples may include analytics services such as Google Analytics.

Legal Basis (GDPR): Legitimate interest or consent (where required).


🔹 Marketing Cookies

Used to:

  • Deliver relevant advertisements
  • Measure marketing effectiveness
  • Retarget visitors

Under California law, this may qualify as “sharing” for cross-context behavioral advertising.

Users may opt out at any time.


3. How to Manage Cookies

You may:

  • Adjust browser settings to block cookies
  • Use our Cookie Consent Banner (for EU visitors)
  • Submit an opt-out request via our “Do Not Sell or Share” page

EU users must provide consent before non-essential cookies are placed.


4. Third-Party Cookies

We may use trusted third-party providers for:

  • Analytics
  • Payment processing
  • Email marketing
  • Advertising

These providers may set their own cookies in accordance with their privacy policies.


5. Updates to This Policy

We may update this Cookie Policy periodically. Changes will be reflected with a revised “Last Updated” date.

For questions:
info@paworldventure.com